You choose a cohort of borrowers — typically five to fifteen to start. We work from the information that already exists — credit papers, repayment schedules, covenant trackers, financial statements — and deliver the first control, watchlist, and oversight view. You assess the quality before deciding whether to continue.
We begin by understanding your fund — book size, facility types, current monitoring approach, and where the oversight gaps are most acute. We are direct about whether we can help and what the diagnostic would cover.
We work from the information you already have. You see analyst work on your actual borrowers before making any commitment to continue. No proposal stage, no lock-in.
Most credit teams find that more than one element of the service is relevant — borrower monitoring, watchlist management, impairment evidence, and CC reporting are designed to work together as an integrated credit oversight function. But we also run them independently where a team already has part of the infrastructure in place and the primary gap is in a specific area.