Basis Partners provides the managed control layer that sits between your credit team and your borrowers. We ensure that borrower performance data, covenant compliance records, watchlist discipline, impairment evidence, and reporting your team needs is always current, structured, and defensible.
We establish the control framework, maintain it on a structured monthly cycle, and produce the outputs your team needs to act earlier and report with confidence. We work from the information that already exists — credit papers, repayment schedules, covenant trackers, financial statements, and portfolio packs. No new data infrastructure is required before we start.
Early post-disbursement. We establish the monitoring baseline — covenant thresholds, repayment schedules, financial performance benchmarks, and document receipt obligations — within the first cycle of a new facility. The control framework is set while the credit basis is still fresh and before the first performance data has arrived.
Active monitoring period. Monthly performance tracking, covenant compliance review, repayment monitoring, watchlist management, early warning signal detection, and document exception tracking. The credit oversight view your team needs without the bandwidth cost of producing it internally at consistent quality.
Impairment and maturity preparation. Continuous IFRS 9 staging evidence build, SICR documentation, ECL support, and audit-ready impairment trails — maintained throughout the credit cycle so the evidence exists before the conversation starts, whether that conversation is at credit committee, with auditors, or with LPs at maturity.