Credit instruments
Borrower control after disbursement

Basis provides a fully managed control service for lenders and credit funds. We work from your existing borrower files, facility letters, repayment schedules, covenant trackers, credit papers, arrears reports, management accounts, borrower submissions, and portfolio packs.

Our process turns scattered credit information into a controlled review layer. The full book is screened for verifiable signs of deterioration, missing information, covenant pressure, repayment risk, facility exceptions, overdue actions, and emerging impairment concerns.

Your credit team receives a clearer view of what changed, what is missing, what needs review, and which borrowers should be escalated.

For the borrowers that need attention, we prepare analyst-reviewed evidence packs, watchlist notes, intervention trackers, and credit-ready summaries. This gives your team better visibility without asking them to manually rework the whole book.

Your team gets an operating rhythm with earlier warning, cleaner evidence, clearer escalation, and stronger follow-through.

What we manage
We maintain the borrower control layer across the credit book.

Welp the credit teams see deterioration earlier and support turnaround.

Borrower performance
Repayment movement
Arrears and delays
Covenant status
Waivers and breaches
Missing documents
Security and collateral gaps
Borrower updates
Watchlist movement
Intervention actions
Impairment support evidence
Credit review packs
What you receive
A managed control view across the full credit book.
Borrower control view

A clear view of borrower status, repayment behaviour, covenant position, documents, and open issues.

Watchlist discipline

A managed view of borrowers that need closer review, with reasons, movement, actions, and owners.

Covenant and document register

A cleaner register for breaches, waivers, missing evidence, review dates, and follow-up items.

Intervention tracker

A record of actions taken, open items, owners, deadlines, and next steps.

Credit review packs

Packs for credit committees, portfolio reviews, investor reporting, and impairment discussions.

How we start
We begin with a controlled borrower diagnostic.

Your team stays in control. We manage the process and prepare the outputs.

01
You choose a sample of the book.
02
We review the available information.
03
We prepare the first control view.
04
You see the quality of the work before expanding the mandate.

If useful, we continue as a managed monthly or quarterly oversight rhythm.